This article originally appeared in Pacific Business News. Kari Clark COO, Investment Advisor Representative, Educator and Speaker Kari Clark has expanded her role at Stadia Financial by leading the firm’s growing financial education programming to reach broader audiences across Oahu and Hawaii Island. As COO, Investment…
Market corrections—typically defined as a drop of 10% or more—can feel alarming, especially for newer investors. It’s natural to worry when you see your portfolio lose value or when negative headlines dominate the news. However, these moments aren’t just periods to endure—they can actually be important opportunities to…
This article originally appeared in Kona Coast City Lifestyle. Photos by Fletch Photography. Kari Clark has been part of Stadia Financial from the initial vision through the launch of the Investment Advisory Firm in Hawai‘i. Here is what she had to say when asked…
Factors to Consider Before Retirement As retirement approaches, many people begin asking the same question: “Do I need long-term care insurance?” It’s an understandable concern. Long-term care coverage can be expensive, and many people wonder whether it’s worth the cost. At the same time, the potential…
A Simple Guide to Building a Smarter, Well-Balanced Investment Portfolio When it comes to investing, one of the most important principles is also one of the simplest: don’t put all your eggs in one basket. Many investors understand diversification when it comes to individual companies…
A Roth IRA conversion can be a powerful financial tool, offering long-term benefits—but it’s not the right choice for everyone. Converting your traditional IRA or 401(k) into a Roth IRA involves important financial considerations, including taxes, income levels, and your retirement goals. By understanding the pros…
Retirement planning is critical for achieving long-term financial stability. For women, this process often involves unique challenges. While progress has been made in gender equality, disparities still exist in areas such as income, life expectancy, and caregiving responsibilities. These factors make it advisable for women to adopt a…
Money affects nearly every aspect of life, but many financial choices are driven more by emotion than logic. Our habits, memories, and beliefs shape how we spend, save, and plan. That’s why mastering money isn’t just about numbers—it’s about your mindset. In Hawaiʻi, money carries added…
Taxes play a critical role in determining your long-term returns. A smart, tax-efficient investing strategy can significantly increase your long-term returns—potentially saving you thousands, or even hundreds of thousands, of dollars over time. For investors who are still building wealth, understanding how different accounts are taxed,…
In today’s world of economic uncertainty, market ups and downs, and evolving retirement systems, one thing is clear: financial education is no longer a luxury—it’s a necessity. Your financial success isn’t just about how much you make; it’s about how well you understand, manage, and…
When managing your wealth, understanding your personal risk tolerance is crucial. Knowing your comfort level with risk is essential for developing a financial strategy that aligns with your goals and provides peace of mind. But what is risk tolerance, and how can you assess yours? In…